Welcome to Aidvantage!

Aidvantage has one mission — to help you manage the repayment of your Department of Education loan and support your financial success. Let us help you get there quickly.

Learn about Aidvantage
Federal student loan flexibilities for the COVID-19 emergency have been extended through May 1, 2022. Visit StudentAid.gov/coronavirus for updates.
Click here for FAQs about Navient’s settlement with the Attorneys General and Aidvantage loans. For the most up-to-date information about the settlement, please visit navientagsettlement.com.
Auto Pay Confirmation Required — For borrowers with Department of Education owned loans that are in the COVID-19 payment suspension, you must act now if you're enrolled in Auto Pay to ensure your Auto Pay payments resume after the COVID-19 payment suspension ends. Log in abovebelow to opt in or out of your Auto Pay enrollment.

Student Loan Servicing

Are you in an Income-Driven Repayment (IDR) Plan? Re-certify your income annually on StudentAid.gov >

Get answers to your questions about student loan interest and tax statements >

Watch out for companies that offer "student debt relief" for a fee - some may claim to be the U.S. Department of Education or Aidvantage to confuse you and offer services that we do for free. You never have to pay for help. Protect yourself - understand how to identify these student loan scams >

Have you been affected by a natural disaster? Call us for help at 800-722-1300. Learn more about getting disaster relief >

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In Repayment

Read about your options for:

  • Income-Driven Repayment (IDR) plans for federal student loans
  • Other repayment plans
  • Federal loan consolidation
  • Deferment and forbearance
  • Forgiveness, cancellation, and discharge
Learn more
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Military Benefits

If you are a member of the military, your federal loans may qualify for the Servicemembers Civil Relief Act (SCRA) and other military benefits.

Learn more
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